Terms & Conditions

 

Terms & Conditions

Effective Date: July 14, 2026

Please read these Terms & Conditions ("Terms") carefully before using the Loan, Finance & EMI Calculator mobile application ("the app"). By downloading, installing, or using the app, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use the app.

1. About the App

Loan, Finance & EMI Calculator is a financial calculation and planning tool. It provides calculators for EMI, loans, mortgage, interest, deposits, and related financial estimates, along with general-purpose converters. The app is provided free of charge and is supported by advertising.

2. No Financial Services

The app is strictly a calculation and informational tool. The app:

  • Does not offer, provide, approve, disburse, broker, or facilitate any loan, credit, or financial product or service
  • Does not accept or process loan applications
  • Is not affiliated with, endorsed by, or connected to any bank, NBFC, lender, or financial institution

For actual loan products, eligibility, and applications, please contact licensed banks and financial institutions directly.

3. No Financial Advice

All calculations, estimates, and information provided by the app are for general informational and educational purposes only. They do not constitute financial, investment, tax, or legal advice. Actual loan terms, interest rates, fees, and repayment amounts offered by lenders may differ from the estimates shown in the app. Always consult a qualified financial advisor or your lender before making any financial decision.

4. Accuracy of Calculations

While we strive to keep the app's calculations accurate and up to date, we make no warranties or guarantees, express or implied, about the completeness, accuracy, or reliability of any results produced by the app. Any reliance you place on the app's results is strictly at your own risk.

5. License to Use the App

We grant you a limited, non-exclusive, non-transferable, revocable license to use the app for your personal, non-commercial purposes on a compatible device that you own or control. You may not:

  • Copy, modify, distribute, sell, or lease any part of the app
  • Reverse engineer, decompile, or attempt to extract the source code of the app
  • Use the app for any unlawful purpose or in violation of these Terms

6. Intellectual Property

The app, including its design, text, graphics, logos, and software, is protected by applicable intellectual property laws. All rights not expressly granted to you are reserved.

7. Advertising

The app displays advertisements served by third-party ad networks. We are not responsible for the content of third-party ads or for any products, services, or websites promoted through them. Any dealings you have with advertisers are solely between you and the advertiser.

8. Third-Party Services and Links

The app may contain links to third-party websites or use third-party services. We do not control and are not responsible for the content, terms, or privacy practices of any third party. Your use of third-party services is subject to their own terms and policies.

9. Limitation of Liability

To the maximum extent permitted by applicable law, we shall not be liable for any direct, indirect, incidental, consequential, special, or exemplary damages — including but not limited to financial loss, loss of data, or loss of profits — arising out of or in connection with your use of, or inability to use, the app, or any decision made based on the app's calculations or information.

10. Disclaimer of Warranties

The app is provided on an "AS IS" and "AS AVAILABLE" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the app will be uninterrupted, error-free, or free of harmful components.

11. Updates and Availability

We may update, modify, suspend, or discontinue the app or any of its features at any time without notice. We are not liable if the app is unavailable at any time or for any period.

12. Termination

We may terminate or suspend your access to the app at any time, without notice, if you breach these Terms. Upon termination, your license to use the app ends and you must delete the app from your device.

13. Changes to These Terms

We may revise these Terms from time to time. The updated Terms will be posted on this page with a revised effective date. Continued use of the app after changes are posted means you accept the revised Terms.

14. Governing Law

These Terms shall be governed by and interpreted in accordance with applicable laws of your country of residence, without regard to conflict of law principles, unless otherwise required by mandatory local law.

15. Contact Us

If you have any questions about these Terms & Conditions, you can contact us at:

Email: samaydobariya513@gmail.com

Comments

New comments are not allowed.

Popular posts from this blog

Privacy Policy

  Privacy Policy Effective Date: July 14, 2026 This Privacy Policy describes how Loan, Finance & EMI Calculator ("the app", "we", "us") handles information when you use our mobile application. We respect your privacy and are committed to protecting it. Please read this policy carefully to understand our practices. 1. Information We Collect The app is a financial calculation tool. It does not require you to create an account, sign in, or provide any personal information such as your name, email address, phone number, or financial account details. All calculations you perform (loan amount, interest rate, tenure, etc.) are processed on your device. We do not collect, store, or transmit the values you enter into the calculators to our servers. 2. Automatically Collected Information When you use the app, certain information may be collected automatically by us or by third-party services integrated into the app, including: Device information (device model,...
Read more