Privacy Policy
Privacy Policy
Effective Date: July 14, 2026
This Privacy Policy describes how Loan, Finance & EMI Calculator ("the app", "we", "us") handles information when you use our mobile application. We respect your privacy and are committed to protecting it. Please read this policy carefully to understand our practices.
1. Information We Collect
The app is a financial calculation tool. It does not require you to create an account, sign in, or provide any personal information such as your name, email address, phone number, or financial account details.
All calculations you perform (loan amount, interest rate, tenure, etc.) are processed on your device. We do not collect, store, or transmit the values you enter into the calculators to our servers.
2. Automatically Collected Information
When you use the app, certain information may be collected automatically by us or by third-party services integrated into the app, including:
- Device information (device model, operating system version, language, region)
- App usage data (features used, session duration, crash reports)
- Advertising identifiers (such as IDFA on iOS, where you have given permission)
- Approximate (coarse) location derived from IP address, for ad relevance and analytics
3. Advertising
The app is free to use and is supported by advertising. We use third-party advertising networks to display ads, which may include:
- Google AdMob (Google LLC)
- Meta Audience Network
- Other ad network partners integrated through mediation
These partners may collect and use device identifiers and usage information to serve ads, measure ad performance, and prevent fraud. Their use of data is governed by their own privacy policies:
4. App Tracking Transparency (iOS)
On iOS devices, the app will request your permission before tracking your activity across other companies' apps and websites, in accordance with Apple's App Tracking Transparency framework. If you decline, you will still see ads, but they may be less relevant to you. You can change this choice at any time in your device Settings > Privacy & Security > Tracking.
5. Analytics
We may use analytics services (such as Google Analytics for Firebase) to understand how users interact with the app, diagnose crashes, and improve the app experience. Analytics data is aggregated and does not directly identify you.
6. How We Use Information
Automatically collected information is used only to:
- Operate, maintain, and improve the app
- Display and measure advertising
- Analyze usage trends and fix technical issues
- Prevent fraud and abuse
We do not sell your personal information.
7. Data Retention
Since calculation inputs are stored only on your device, deleting the app removes any locally saved data such as calculation history. Data collected by third-party ad and analytics providers is retained according to their respective policies.
8. Children's Privacy
The app is not directed at children under the age of 13, and we do not knowingly collect personal information from children. If you believe a child has provided information through the app, please contact us so we can take appropriate action.
9. Security
We take reasonable measures to protect information handled by the app. However, no method of electronic transmission or storage is completely secure, and we cannot guarantee absolute security.
10. Your Rights and Choices
Depending on your region (including the EU/EEA under GDPR and California under CCPA), you may have rights to access, correct, or delete personal data, or to opt out of certain data uses. Because the app itself does not collect personal information tied to your identity, most such requests relate to third-party ad providers — you can exercise choices through your device settings (resetting or limiting your advertising identifier) or through the providers' own tools.
11. Third-Party Links
The app or ads within it may contain links to third-party websites or services. We are not responsible for the privacy practices or content of those third parties.
12. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. Continued use of the app after changes means you accept the updated policy.
13. Contact Us
If you have any questions about this Privacy Policy, you can contact us at:
Email: samaydobariya513@gmail.com
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